One of the most frequently asked questions on Dr. Farhad Rafizadeh’s RealSelf Q&A page, and in his Morristown consultation room, is a practical one: how much does breast augmentation cost in New Jersey, and do practices offer financing? His answer is characteristically direct, and it says something important about how he approaches this procedure.
“How much do breast implants typically run in NJ? Do doctors offer payment plan options?”
Dr. Rafizadeh’s Answer
In the ideal world, one would think that a more experienced plastic surgeon who more consistently gets great results with breast implants and fewer complications should charge more, but in reality this is not the case. I have been doing this operation now for three decades and I must say that for me it is very simple and doesn’t take much time. The other issue is that most patients undergoing breast augmentation are young and cannot afford a high price. Many have to use CareCredit to pay for the surgery. We keep our fees at the lower end of the spectrum of $6,000 to $12,000 for this procedure and are happy to offer a great value to the young ladies in our community. It is absolutely true that the price should not be the primary factor in deciding who to go to, the surgeon’s experience, qualifications, and results are much more important, because when the surgery is done well it will cost less in the long run.
That answer captures something that every North Jersey patient researching breast augmentation should understand before she books a consultation: the relationship between price and quality is not what most people assume. A higher price does not guarantee a better result. And a lower price does not necessarily mean compromised care, especially when it comes from a surgeon with four decades of board-certified plastic surgery experience in Morristown.
What Does Breast Augmentation Actually Cost in New Jersey?
In 2026, the all-inclusive cost of breast augmentation in New Jersey typically ranges from $6,000 to $12,000. The wide range reflects several real variables, not arbitrary price-setting. Here is what drives that spread:
| Line Item | Typical Range |
|---|---|
| Surgeon’s fee | $3,000 – $6,000 |
| Implant cost (silicone gel) | $1,000 – $2,500 |
| Anesthesia | $700 – $1,500 |
| Surgical facility fee | $800 – $2,000 |
| Pre-op labs, exam, garment | $200 – $600 |
| All-inclusive total (NJ) | $6,000 – $12,000+ |
When comparing quotes from multiple practices in Morristown, Summit, Chatham, Parsippany, or anywhere across Northern New Jersey, always ask whether the quoted price is all-inclusive or whether anesthesia, the facility, and the implants are billed separately. A surgeon with a low headline fee and unbundled extras can easily exceed the total cost of a more straightforward all-in quote.
Why a More Experienced Surgeon Often Doesn’t Charge More
Dr. Rafizadeh’s comment, that three decades of experience has made this operation more efficient, not more expensive, runs counter to what many patients expect. Here is why it is true for breast augmentation specifically.
Breast augmentation is a technically elegant but structurally straightforward procedure when the surgeon is proficient. The incision is small, the dissection is precise, the implant is positioned, and the closure is neat. A surgeon who has performed this operation thousands of times has refined every step, the plane of dissection, the pocket size, the hemostasis, the closure, to the point where the operation takes less time without sacrificing precision. Shorter operating time means lower anesthesia cost and lower facility time. These savings can be passed to the patient without reducing the quality of the result.
By contrast, a less experienced surgeon performing the same procedure will often take longer, encounter more bleeding, spend more time on pocket sizing, and produce a result that requires more revision. The initial price may be lower. The long-term cost, including the revision surgery, the second set of implants, the second round of recovery, and the emotional cost of a poor result, is higher.
This is the exact logic Dr. Rafizadeh articulates on RealSelf: when surgery is done well, it costs less in the long run.
The Three Implant Brands Dr. Rafizadeh Uses
Dr. Rafizadeh uses three implant brands in his Morristown practice: Motiva, Allergan, and Mentor. Each has a strong safety record and a range of profiles and sizes suited to different anatomies and goals.
Motiva implants are the newest of the three and use a highly cohesive, progressive gel that moves more naturally with the body. They also include a TrueMonobloc® shell technology designed to minimize the risk of fold-flaw rupture, the most common mechanical failure mode of earlier silicone implants. Motiva implants carry a premium over Allergan and Mentor; this is reflected in the cost of the procedure when they are used.
Allergan (Natrelle) and Mentor are the two most-studied implant brands in the United States, with decades of safety and longevity data. Both offer a range of silicone gel options from moderate to high profile, and both are excellent choices for the majority of patients. For many North Jersey patients, the outcome difference between a Motiva and an Allergan or Mentor implant, in experienced hands with careful sizing, is minimal. The choice is made during the consultation based on the patient’s anatomy, tissue characteristics, and goals.
Dr. Rafizadeh does not use textured implants in any form, and has not for decades, a position that predated the FDA’s BIA-ALCL warnings and is consistent with his longstanding safety-first philosophy.
What About Adding a Breast Lift?
A common source of cost surprise for breast augmentation patients: if the breasts have descended significantly and the nipples sit below the fold, an implant alone will not restore a youthful contour. A breast lift (mastopexy) may be needed — either performed at the same time as the augmentation or staged separately. A combined augmentation and lift adds approximately $3,000 to $5,000 to the total cost and increases operative time and recovery modestly.
Dr. Rafizadeh has extensive experience in breast reconstruction, which requires all the same skills as mastopexy, and performs augmentation-lift combinations in his Morristown practice when appropriate. During your consultation, he will assess the degree of ptosis (descent) and nipple position and give you a direct recommendation about whether a lift is needed.
Patient Before & After
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Both patients above were treated at Dr. Rafizadeh’s Morristown practice. Results are natural and proportionate, the goal in every case regardless of implant brand or size.
Financing Options for Breast Augmentation in North Jersey
Yes, financing is available. Most patients who elect breast augmentation in New Jersey use one of the following options to spread the cost:
- CareCredit — a dedicated medical financing card with promotional interest-free periods (typically 6, 12, or 18 months for qualifying patients). The most widely accepted option at New Jersey plastic surgery practices.
- PatientFi — a newer medical lending platform with fixed monthly payment plans, typically for patients who do not qualify for CareCredit’s interest-free terms.
- Alphaeon Credit — similar to CareCredit in structure, with promotional financing periods and a dedicated cosmetic/aesthetic focus.
Financing applications are typically completed online before or after your consultation. Approvals are fast, and the monthly payment on a $7,500 to $9,000 procedure, spread over 12 to 24 months, is usually in the range of $300 to $650 per month. The consultation at Dr. Rafizadeh’s Morristown office can include a brief conversation about financing if you need it.
What to Ask at Your Consultation
If you are comparing breast augmentation practices in Morristown, Summit, Chatham, Madison, Parsippany, Basking Ridge, or anywhere in Morris County or greater North Jersey, the following questions will help you evaluate both the cost and the quality of what you are being quoted:
- Is this an all-inclusive price, or are anesthesia, the implant, and facility billed separately?
- Which implant brand do you use, and why for my specific anatomy?
- Do I need a breast lift as well, or can I achieve my goal with augmentation alone?
- How many breast augmentations do you perform each year?
- Can I see before-and-after photos of patients with my body type and goal?
- What does your revision policy look like if I am not satisfied with my result?
- Where is the procedure performed, and is that facility accredited?
A surgeon who answers these questions in specific, concrete terms, not in vague reassurances, is one whose result you can trust. Dr. Rafizadeh’s consultation is $100, credited toward the procedure when booked.
Common Questions About Breast Augmentation Cost & Planning in NJ
What is the 45-55 rule for breasts?
The 45-55 rule refers to the ideal proportion of breast volume above and below the nipple: approximately 45% above and 55% below, which characterizes a youthful, natural breast shape. Dr. Rafizadeh uses this as one of several aesthetic benchmarks when selecting an implant profile and volume for each patient, alongside chest width, existing tissue, and the patient’s stated goals, to produce a result that enhances rather than distorts the natural shape.
Should you choose the cheapest surgeon for breast augmentation?
No. A poorly executed breast augmentation, with asymmetry, malpositioned implants, or capsular contracture, will cost far more to revise than the savings from choosing the lowest-priced surgeon. Dr. Rafizadeh keeps fees accessible not because his standard of care is lower, but because three decades of experience has made his operation efficient. As he puts it: “When the surgery is done well, it costs less in the long run.”
What happens after 20 years of breast implants?
Modern silicone gel implants, Motiva, Allergan, and Mentor, do not have a mandatory replacement schedule. Many patients keep implants for 15 to 20+ years without issue. Over time, natural breast tissue aging may change the appearance, and some patients eventually choose an exchange or a lift. Annual mammograms and, for silicone implants, periodic MRI screening can detect silent rupture, which is the most common reason for revision.
What is the regret rate for breast augmentation?
Breast augmentation consistently has one of the highest satisfaction rates in all of plastic surgery. Long-term studies put satisfaction above 90%, and RealSelf data shows roughly 97% of patients rate it “Worth It.” Regret is most commonly tied to choosing an implant size that turned out to be too large or too small, or choosing a surgeon based on price alone. Thorough consultation and honest goal-setting are the most effective tools against regret.
Can you negotiate the price of breast augmentation?
Reputable, board-certified plastic surgeons generally do not discount fees for elective cosmetic surgery, and you should not want them to. The fee reflects experience, facility quality, and implant cost. What most practices do offer is medical financing (CareCredit, PatientFi, Alphaeon) that makes the procedure financially accessible through monthly installments. Many practices also offer interest-free periods for qualifying patients.
How much should I save for a breast augmentation in NJ?
Budget $7,000 to $12,000 all-inclusive for a straightforward breast augmentation with silicone gel implants by a board-certified plastic surgeon in New Jersey. If you also need a breast lift, add roughly $3,000 to $5,000 to that estimate. Financing through CareCredit or PatientFi can convert the total into manageable monthly payments, typically $300 to $650 per month over 12 to 24 months.
What I wish I knew before getting breast implants
The most common things patients tell Dr. Rafizadeh they wish they’d known: that the first few weeks of recovery involve more tightness and soreness than expected; that implants take 3 to 6 months to fully settle into their final position; that the size that looks right in the office may look different once the post-operative swelling resolves; and that choosing a surgeon based on results rather than price is the single decision that most determines whether you are happy long-term.
Sources & References
- American Society of Plastic Surgeons. “Breast Augmentation.” plasticsurgery.org
- Spear SL, Murphy DK, Slicton A, Walker PS. “Inamed silicone breast implant core study results at 6 years.” Plastic and Reconstructive Surgery. 2007;120(7 Suppl 1):8S–16S. PubMed
- Hidalgo DA, Spector JA. “Breast augmentation.” Plastic and Reconstructive Surgery. 2014;133(4):567e–583e. PubMed
- U.S. Food & Drug Administration. “Breast Implant Safety.” FDA.gov
- Dr. Farhad Rafizadeh, MD FACS. Answer to “How Much Do Breast Implants Typically Run in NJ?” RealSelf Q&A
Related Reading
North Jersey patients planning a breast augmentation consultation may also find these articles helpful:
- Breast Augmentation at Better Plastic Surgery — Morristown, NJ
- BIA-ALCL and Breast Implants Explained — What NJ Patients Need to Know
- Facelift, Fillers, or Fat Grafting for Marionette Lines and Jowls
- The Safest Anesthesia for Facial Surgery — Local Anesthesia With Sedation
The Bottom Line
Breast augmentation in New Jersey costs between $6,000 and $12,000 all-inclusive. The number matters, but what matters more is the experience of the surgeon performing the operation, the quality of the implant, the standard of the facility, and how clearly the surgeon understands what you want. Dr. Rafizadeh has kept fees accessible for North Jersey patients for decades precisely because he believes that excellent results should not require choosing between quality and affordability.
If you are considering breast augmentation in Morristown, Summit, Chatham, Madison, Parsippany, Basking Ridge, Mendham, Florham Park, or anywhere in Morris or Essex County, Dr. Rafizadeh’s office is happy to schedule a consultation, review your options and goals, and give you an honest all-inclusive price for your specific case.
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