Cosmetic surgery is an investment in yourself — and it should fit your life. We accept two trusted healthcare financing partners, Alphaeon Credit and CareCredit, with simple online applications and decisions in minutes.
Ver esta página en Español →Both offer dedicated healthcare credit — apply to the one whose plans fit your budget, or ask our coordinator to walk you through the choice.
The credit card created for aesthetic medicine — available exclusively through board-certified specialists.
The health and wellness credit card accepted at more than 270,000 provider locations nationwide.
From consultation to surgery day, the process is simple — most patients complete it in a single sitting.
Meet with Dr. Rafizadeh for your consultation. Afterward, our patient coordinator provides a complete written quote for your procedure — surgical fee, anesthesia, and facility — so you know exactly what to finance.
CareCredit lets you see if you prequalify with no impact to your credit score. Compare both partners' plans against your quote — our staff can help you do this from the office or at home.
The application takes just a few minutes and most decisions arrive in seconds. Once approved, your credit line is ready to use toward your procedure at our office.
With financing in place, our coordinator secures your surgery date and applies your financing to the balance. You focus on preparing — the payment plan is already handled.
| Alphaeon Credit | CareCredit | |
|---|---|---|
| Designed for | Aesthetic medicine, through board-certified specialists only | Health & wellness care across 270,000+ locations |
| Credit line | Up to $25,000 | Varies by approval |
| Financing plans | Special plans on purchases of $250+ | Promotional financing on qualifying purchases |
| Prequalification | Fast online application, decision in seconds | Prequalify with no credit-score impact |
| Also usable for | Aesthetic procedures and treatments | Surgery, skincare, non-surgical care, follow-ups |
| Issuing bank | Comenity Capital Bank | Synchrony Bank |
Financing is subject to credit approval; plans, terms, and rates are set by each issuing bank and explained during their application process. Our office can share the practice’s direct application links — call (973) 267-0928.
Both Alphaeon Credit and CareCredit can be used toward cosmetic surgery fees as well as related costs of care at Better Plastic Surgery — and CareCredit can also be used for skincare and non-surgical treatments. Your patient coordinator will confirm exactly which charges can go on each card.
Both applications are completed online in a few minutes, and most applicants receive a decision within seconds. You can apply from home before your consultation or from our office with the coordinator’s help.
CareCredit lets you check whether you prequalify with no impact to your credit score before you formally apply. A formal application with either partner may involve a credit inquiry — each lender explains this during its application process.
Alphaeon Credit was created specifically for aesthetic medicine and is available only through board-certified specialists, with credit lines up to $25,000. CareCredit is accepted at a very wide network of providers and can also cover non-surgical care. Many patients apply to whichever offers the promotional terms that fit their budget — our coordinator will walk you through both.
Yes. Patients often place part of their balance on a financing card and pay the remainder by another method. Our staff will help you structure payment in the way that works best for you.
Purely cosmetic procedures are not covered by insurance, which is where financing helps most. Certain reconstructive procedures — such as breast reconstruction or breast reduction that meets medical criteria — may be covered in part. Our office will help you understand which category your procedure falls into.
Book a consultation with Dr. Rafizadeh and leave with a complete quote and a financing plan that fits your life.
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